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  Terms and Conditions

1. You represent, warrant, affirm and acknowledge that you have read the website disclaimer and that you understand, fully agree and accept the disclaimers therein.
2. You acknowledge that prior to using the website; you have read the following Terms and Conditions carefully. By using the site, you signify your agreement to its terms of use.
3. You understand and accept that participants can and will be denied access for violating our Terms and Conditions.
4. You acknowledge and fully agree that this website contains original works of authorship. Such works of authorship, including but not limited to all design, text and images, are owned or licensed (except as otherwise expressly stated) by the Company and are protected by applicable copyright laws. These works of authorship may not be copied, transmitted, displayed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without the express prior written consent of the Company.
5. You agree and accept that we reserve the right, at our sole discretion, to change, modify, add, or remove portions of these terms at any time. You agree to check these terms periodically for changes and acknowledge that your continued use of this site following the posting of changes to these terms will mean that you accept those changes.
6. If you download any information from this site, you agree you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.
7. You represent, warrant, affirm and agree that the data, information and services provided by this website are proprietary to the Company.
8. You further represent, warrant, affirm and agree that you will not use the data, information and services provided for any purpose without the prior written consent of the Company.
9. Moreover, you agree that you will not permit or allow the data, information and services to be used by an agent, representative, consultant, officer, director, shareholder, parent organization, subsidiary organization, third party or any other person or entity without the prior written consent of the Company.
10. You further represent, warrant, affirm and agree that you will not transfer, sell, convey, use, resell or sublicense any data, information or services provided on the website to any other party in any medium, form, manner or format whatsoever, for any purpose including, but not limited to the following:
a. For other than for your own personal use, i.e. no commercial purpose or use is permitted;
b. Reproduction, reformatting, publication, distribution or dissemination associated with any service or product provided or made available to any third party;
c. Marketing or telemarketing uses;
d. World Wide Web, Internet or online uses;
e. Real estate valuation models, programs or systems;
f. Inclusion or in combination with any other service or product of any kind;
g. Extracting, selecting or drawing out any data element for any use;
h. Real estate appraisal;
i. Credit evaluation and/or supporting;
j. Evaluating risk or marketing/sale of insurance products of any kind, including but not limited to life, health, long-term care, disability, casualty, umbrella, mortgage, title or property;
k. Debt collection; and/or
l. Marketing or sale of legal goods and/or services of any kind, including but not limited to bankruptcy or real estate title/lien history.
11. You agree and fully accept that not all products and services are available in all areas, and your eligibility for any particular product or service is subject to the final approval and acceptance of the Company in its sole discretion.
12. You warrant and affirm that neither the Company, its affiliates nor any of their respective Directors, Officers or employees will be liable or have any responsibility of any kind for any loss or damage that you incur as a result of this information or this site being made available to you.
13. You (and not the Company) assume the entire cost of all necessary servicing, repair or correction that you may sustain as a result of your use of this website. Applicable law may not allow the exclusion of implied warranties, so this exclusion may not apply to you.
14. You understand that as a condition for your participation in and use of any of the services, products or information available to you on the website, that you hereby fully mutually waive and release the Company, and its officers, directors, employees, agents, volunteers, and others acting on its behalf, from any and all legal and equitable claims, liability, and responsibility based upon any injury, loss, harm, annoyance or damage resulting from your participation in chats and forums or for your use of any of the services, products or information available to you on the website..
15. You acknowledge and affirm that access to and use of the Company website and the terms of this disclaimer are governed by the laws of the State of Florida



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